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motor vehicle accident lawsuit hayward is any device that is used to transport people or property on public roads and is powered by mechanical means. Motor vehicles include automobiles, trucks as well as buses, motorcycles, and even aircrafts. Two studies have found that interfacing and claiming compensation for an automobile crash while dealing with insurance companies was linked to increased levels of anxiety. More research is needed to determine the reason for this. Damages The value of your motor vehicle accident claim is contingent on the specific costs and losses you've suffered. An attorney for personal injury can help you determine the fair compensation for your specific circumstances. Damages are typically classified as “special” or “general.” Special damages are those that can be calculated, like medical bills or repairs to your car. General damages aren't as easy to calculate, and they include non-economic components like pain and suffering. If your injuries were severe enough to be deemed serious injuries under New York state law, you could be entitled to additional compensation over and above what an insurance company offers you. If you have a permanent disability that significantly affects your quality of life, you may be entitled to compensation for loss of consortium and other non-economic damages. You may be able to claim reimbursement for the costs of public transportation, taxis or ridesharing services if you could not drive following your accident. You may also be able to recuperate the cost of maintaining your home and yard while in a position to do so because of the injuries you sustained. You might also be able to claim the value of resale for your car that has been damaged. In certain circumstances an individual defendant could be ordered to pay punitive damages if it is determined that they purposely caused the accident. These damages are intended to penalize the person who caused the accident for recklessness or recklessness. Medical bills The victims of motor vehicle accidents often have to pay for medical bills caused by their injuries. Some car insurance policies offer medical payment coverage (also known as med pay) which can help pay these expenses. In most cases this coverage is offered regardless of who was responsible in the crash. It is crucial to remember that medical insurance cannot substitute for health insurance. In reality, a victim must always file a claim using their own health insurance before filing a claim with the at-fault driver's insurance company. It is also possible to receive compensation for expenses, such as transportation costs to and from medical appointments. To ensure they receive a fair amount of money, victims should be meticulous in logging and saving receipts. The No-Fault insurance may also provide compensation for the loss of wages, if they cannot work due to their injuries. The maximum amount that can be collected is $2,000 per month for a maximum of 3 years. The No-Fault company can also be required by law to offset the amount of any Disability, Workers' Compensation, or Social Security benefits received by the injured party. Although financial aid may be available, it could take months or even years to reach a fair settlement. In the meantime medical debt collectors could call, and unpaid bills can cause significant damage to your credit score. In order to avoid this, a victim should establish an attorney-client relationship with a law firm that offers representation in auto accident cases. Loss of wages A car accident can leave you in a state of financial stress. Medical bills, credit card debt, and loan payments may get a lot more expensive when you are not able to work. Additionally the loss of income could create stress for your family. An experienced attorney in car accidents can help you recover lost earnings as part of your compensation payout. You'll need documentation to prove that you've lost wages. This includes proof of your earnings, your hourly wage, as well as the number of days you missed because of injury. You can use a letter from the employer and pay stubs, bank statements, tax return or tax return, etc. If you are self-employed or have a commission-based job it can be more difficult. However, a knowledgeable car accident lawyer will help you gather the necessary evidence to back your claim. You are only able to recover your lost wages as part of your car accident claim. You are not able to get your lost wages back from disability insurance or worker's compensation since this would be a double recovery. The insurance company with no fault will send you to an independent doctor that they have contracted to examine you. The doctor will decide the extent to which your injuries, in the opinion of a doctor, hinder you from working. This is referred to as an independent medical examination (IME) and it is important to remember that the doctor who performs your IME will be biased towards the insurance company. Suffering and pain It is difficult to measure the suffering and pain caused by a motor vehicle crash. The emotional trauma that is caused by an accident could be more severe than the physical injuries. For instance people suffering from PTSD might experience insomnia and anxiety, that can hinder them from sleeping well or not able to drive due to fear of a collision or being hit again. An attorney can determine the total amount of non-economic damages, and then work with a juror to determine the amount to give for suffering and pain. This figure can also be affected by the degree of your injuries and how they impact your daily life. It may be worthwhile to keep a journal or have your family or friends provide written statements. Some states have a limit on the amount of compensation available for suffering and pain. New York does not have a cap, however, victims are only able to bring a lawsuit and request damages for serious injuries. It is essential to talk with an Manhattan car accident lawyer to determine the true value of your injuries, and also how to prove that you are entitled to an adequate amount of compensation for your economic and non-economic loss.